Personal insurance is an extremely competitive arena, which seemingly every company offers. The banks, post offices and supermarkets have an endless array of policies, all supposedly 30% cheaper than anyone else.

In reality there are actually only a handful of insurers behind the scenes who use the brands of other companies to sell their policies. Home insurance from Marks & Spencer? Asda? National Westminster Bank? If you have one of these, you actually have a policy from Norwich Union.

We realise that personal insurance is very important to our clients and we do not pretend to offer a policy that will always be cheaper than your local chemist. What we have done is form partnerships with other quality insurance intermediaries who specialise in this area. Through them we can offer a huge range of competitive products from numerous underwriters and continue to provide the high standard in customer service we demand for our clients.

To ensure that we can continue to offer a quality service, our personal lines products are generally exclusive to our existing clients and commercial customers.