Help ? The building sum insured must reflect the full cost of re-building the property should it be completely destroyed in an insured event. The sum insured should include allowances for removal of debris, architects fees together with any outbuildings, walls and fences etc. The current market value should not be used. See http://abi.bcis.co.uk for assistance.

Help ? Tenants in receipt of DSS benefits should be selected providing the tenancy agreement is made direct with the tenants. If otherwise, (including housing associations) select 'Local authority placement